This is a communication from a debt collector.

The Portfolio Recovery Associates Brand

At Portfolio Recovery Associates (PRA), our slogan is, “We’re giving debt collection a good name.” When we say that, we really mean it.

First, as a business success story, Portfolio Recovery Associates’ has an exemplary reputation among companies and clients in our industry. Where Portfolio Recovery Associates has legal obligation to disclose certain information to investors, we disclose even more information than required.

Secondly, in terms of how we do business, Portfolio Recovery Associates has pioneered ways to both help debtors and advance our own business interests. We realize that the more anger and frustration you feel toward a debt collector, the more resistant you may be to settle your debt. So we work to understand your issues and ability to repay the amount owed. We try to eliminate any reason for you to be frustrated by treating you fairly and working with you collaboratively. We have time on our side — time that we can use to ensure that we work out the best payment plan possible for you.

After working with a Portfolio Recovery Associates employee to identify the debt, the past debt is recalled and a collaborative solution is achieved. However, if you believe that we have contacted you in error, please contact us immediately by filling out this form.