Legal

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We're here to help you pay your debt.  Call 800.772.1413 to speak with an Account Representative during the following business hours (ET):

M–F 8 AM to 11 PM
Sat. 8 AM to 8 PM
Sun. 11 AM to 10 PM


PRA LLC account representatives are trained to comply with the Fair Debt Collection Practices Act (FDCPA) and other federal, state and local consumer protection laws.  The FDCPA mandates that we inform you that:

“This communication is from a debt collector and is an attempt to collect a debt.   Any information obtained will be used for that purpose."

RESTRICTIONS ON USE OF MATERIALS

This web site has been prepared solely for the purpose of providing information about PRA Group, Inc., its subsidiaries and affiliates ( referred to herein as PRA, we, us or our ). You should use the materials for informational purposes only. No representation is made as to the completeness or accuracy of the information on this web site.

The press releases and the reports filed by PRA with the Securities and Exchange Commission and listed on the web site speak only as of the respective dates on which they were distributed or filed by PRA. The contents of these releases and reports can become out-of-date. PRA makes no commitment, and disclaims any duty, to update any releases, reports or other information on this site. PRA reserves the right to add, modify or delete any information on this web site at any time.

The materials at this site are copyrighted. Modification of our materials or use of our materials for any purpose other than your personal, non-commercial use will be considered a violation of our copyright and other proprietary rights.

DISCLAIMER

THE MATERIALS ARE PROVIDED "AS IS" WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE.

PRA further does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained within these materials. PRA may make changes to these materials at any time without notice.

LIMITATION OF LIABILITY

IN NO EVENT SHALL PRA BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS, EVEN IF PRA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Some jurisdictions prohibit the exclusion or limitation of liability for consequential or incidental damages, therefore the above limitation may not apply to you.

LINKS TO OTHER SITES

The site may from time to time include links to other websites which are not under our control. We are not responsible for the content of any linked site or any link contained in a linked site. We may terminate any link or linking program at any time. We do not endorse companies or products to which we link. When you access any of the third party sites linked to this site, you do so at your own risk.

APPLICABLE LAWS

The materials in the site are presented solely for the purpose of providing information on PRA to those located within the United States. PRA controls this site from our offices located within the United States of America. We make no representation that materials in the site are appropriate or available for use in other locations. Those who access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws.

Any claim relating to the materials shall be governed by the internal laws of the Commonwealth of Virginia.