Terms & Conditions
Your access to and use of the Portfolio Recovery Associates (PRA) website at www.portfoliorecovery.com is subject to the terms and conditions set forth here and all applicable laws. When you download any materials from this site, you agree to these terms. If you do not agree to them, do not use the site or download any materials from it. We may revise these terms and conditions from time to time by updating the "Legal" section of this website.
All or part of the terms may be superseded by expressly designated legal notices or terms located on particular pages at this site. You should visit this page and our site from time to time to review our current terms and conditions.