Who's texting from
We're Portfolio Recovery Associates, LLC
and we're changing the way debt collection works.
Who's texting from
We're Portfolio Recovery Associates, LLC and we're changing the way debt collection works.
If you received a text message from 71914 referring you to PRApay.com, it is because we now own your debt and are trying to contact you regarding your account.
You can review your account details online at PRApay.com – including, but not limited to, information such as the name of your original creditor, account balance, and the date we acquired your debt.
We are committed to working collaboratively with you to help you understand the collection process and to make informed decisions about your debt with us.
Who is Portfolio Recovery Associates, LLC?
Portfolio Recovery Associates, LLC was founded in 1996 and is one of the nation's largest debt collectors. Our core principles include:
- Fair and respectful treatment of our customers
- Affordable plans and comfortable payment options
- Consumer-friendly policies
Working with our customers throughout the United States, we've successfully helped millions of people resolve their debt with us.
Our goal is to make debt repayment fair and affordable.
We will not charge you servicing fees, nor resell your debt
We will provide you with the account information you need to help make an informed decision
If we are credit reporting your account, it will be considered paid-in full or paid-in-full for less than the full balance after your final payment is successfully posted. Within approximately 30 days of your final payment successfully posting, we will request the credit reporting agencies delete the Portfolio Recovery Associates, LLC tradeline related to your account from your credit bureau report
We will send you confirmation when your debt is resolved